
Credit Saint has spent 20 years disputing inaccurate and unverifiable collection accounts on behalf of our clients.
A collection account can drop your credit score significantly and follow you for years. But not every collection is accurate — and even legitimate ones may be reported incorrectly. Our team reviews your report, identifies challengeable items, and sends dispute letters to all three bureaus on your behalf. You don't have to figure this out alone.
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Our experts review your credit, spot errors, and send disputes.
Monitor changes to your credit as we address negative items.

We pull your full credit report, review every collection entry, and challenge any item that is inaccurate, outdated, or unverifiable under the Fair Credit Reporting Act. We communicate directly with Experian, Equifax, and TransUnion so you don't have to. Every client gets a dedicated case advisor and a transparent view of progress.
Collection accounts appear on your credit report when a debt is sold or transferred to a collection agency after you've missed payments. They can significantly lower your credit score and make it harder to qualify for loans, housing, or even certain jobs.
Under the Fair Credit Reporting Act (FCRA), you have the right to dispute any information on your credit report that you believe is inaccurate or unverifiable. If a bureau cannot verify the item within 30 days, it must be removed. Credit Saint's process is built around this legal framework.
Not every collection can be removed — but many contain errors that most consumers never catch. Working with an experienced credit repair company means having someone who knows exactly what to look for and how to present a dispute effectively.
“Credit Saint has truly improved my credit. My credit went from 663 to 744 in just 3 months!! They really work hard to help you.”
“DEFINITELY WORTH EVERY PENNY! After working with Credit Saint for only a few months, I was approved for a card that I had been denied for previously.”
“Amazing success so far in the removal of many chargeoff and late payments in just 2 months. My score has increased 70 points!”

At Credit Saint, we're committed to your financial success and peace of mind. That's why we offer a 90-day money-back guarantee*. If you're not satisfied with the results, we'll refund your money.
*Credit service companies cannot promise a result or credit score increase.

First work fee: $99.00

First work fee: $99.00

First work fee: $195.00
We've helped countless individuals regain control of their credit, and our track record is a testament to our dedication.