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CREDIT SAINT LLC TERMS AND CONDITIONS This Agreement ("Agreement") is entered into by and between Credit Saint, LLC, (the "Company"), with a principal address of 250 Pehle Avenue, Suite 200, Saddle Brook, NJ 07663, and ______________ (the "Client"), regarding an agreement to provide credit oriented services and the Client's agreement to pay for such. Credit Restoration Services (the "Service") will be limited to the following, and will be for the benefit of the Client, and Client authorizes Company to provide such Services and act on Client's behalf to perform Services. Credit Audit Service: Review and assess the Clients current credit standings, and consult with the client as to the information contained within their credit report. Enter all applicable data from Client's credit report into secure internal database. Client's file is prepped and investigations/challenges plotted to include the items that Client has indicated to be reporting erroneously per the Client's affirmation. Company will then prepare the individual investigations and/or challenges to each of the three major credit reporting agencies (Experian, Trans Union, and Equifax). Audit Service expected to be complete shortly after Client's first contact with Company. Credit Repair Service: Assist in the update, correction, or removal of any item that is found to have been reported erroneously or inaccurate. Periodic reviews and analysis of Client's credit status. Continually receive and processing manual/automatic updates for Client. Respond to, receive, and/or initiate correspondence via telephone, online, email, facsimile, or regular mail on behalf of client. Create a strategic plan to assist Client in meeting Client's goals, upon request of Client. Create letters, emails, an email address, faxes, or electronic communications to the applicable creditors, collection companies, public record offices, and the three major reporting agencies in the attempt to correct or remove errors on the Client's credit reports which Client indicates to be inaccurate, incomplete, outdated, or unverified as per the Fair Credit Reporting Act on the Client's behalf. Conducts follow up via phone, email, or regular mail with Client to discuss Client's status and strategy. Assist Client with credit/financial related questions to the best of our ability. Credit Polish Option - For a Credit Audit Service Fee of $99.00 and monthly fee payments of $79.99 the Client will receive all of the credit audit services and credit repair services as listed under the Credit Audit Service and Credit Repair Sections of this Agreement for the following regarding Up to 5 inaccurately reporting accounts appearing on Client's credit report(s). Credit Remodel Option - For a Credit Audit Service Fee of $99.00 and monthly fee payments of $109.99 the Client will receive all of the credit audit services and credit repair services as listed under the Credit Audit Service and Credit Repair Sections of this Agreement for the following regarding Up to 10 inaccurately reporting accounts appearing on Client's credit report(s). Clean Slate Option - For a Credit Audit Service Fee of $195.00 and monthly fee payments of $139.99 the Client will receive all of the credit audit services and credit repair services as listed under the Credit Audit Service and Credit Repair Sections of this Agreement for the following regarding An unlimited amount of inaccurately reporting accounts appearing on Client's credit report(s). PLEASE CHECK WHICH OPTION YOU PREFER — YOU MUST CHECK ONE OPTION: CREDIT POLISH CREDIT REMODEL CLEAN SLATE You, the buyer, may cancel this contract without penalty or obligation at any time prior to midnight of the fifth day after the date of the transaction. See the attached notice of cancellation form for an explanation of this right. DIGITAL SIGNATURE Dated: ______________ Print Name: ______________ SOCIAL: XXX-XX-XXXX Date of Birth: XX-XX-XXXX *Document has been signed electronically, such constitutes clients valid signature.